We have partnered with the Southeast’s premier insurance agencies specializing in providing quality, affordable insurance coverage. When you buy a car from us, we make it easy to find insurance to fit your needs. And you can compare online insurance quotes from several insurance companies. Simply click a button for instant quotes, make your choice, and buy online. Here are some types of car insurance for you to consider.
LIABILITY
Liability coverage is a requirement in most US states. It’s the least amount of coverage you can have and legally drive a vehicle. Liability will help pay for injuries or damages you cause to others during an auto accident.
Uninsured Motorist
Uninsured motorist coverage pays for damages you incur because of an uninsured driver. Coverage will also pay for damages caused in a hit-and-run accident.
Underinsured Motorist
Underinsured motorist coverage helps when you’re in an accident with an underinsured driver. Some motorists have only liability insurance. In this case, their liability is sometimes not enough to cover all damages. With underinsured coverage, your insurer covers the cost that remains after the other driver’s liability does its part.
Comprehensive Coverage
Comprehensive coverage replaces a stolen vehicle. It also repairs a vehicle that’s damaged, unless the damage is from rolling over or collision. Covered damages usually include hitting an animal, vandalism, wind, hail, theft, flood, and fire.
Collision Coverage
Collision coverage pays to repair or replace your car following a collision. The collision must occur with another vehicle or object, such as a telephone pole or guardrail. Pothole damage is sometimes covered as well.
Medical Payments
Medical payments coverage helps pay for medical expenses related to your accident. The accident must be covered by your auto insurance. This coverage normally pays, no matter who is at fault.
Towing and Labor Coverage
Towing and labor coverage is included with some other forms of auto insurance. But if it’s not included with your coverage, you can buy it separately. Towing and labor coverage offers reimbursement for towing and repair costs for your vehicle. In some cases, this coverage will only reimburse you up to a certain amount.
Rental Reimbursement Coverage
Rental reimbursement coverage helps pay for a rental car following an accident. Coverage will usually pay for the rental up until your car is repaired or your coverage limit is reached.