Privacy Policy – Lonago Capital

Effective Date: January 2026

Lonago Capital (“we,” “us,” or “our”) is an auto finance company providing direct lending services. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website (lonagocapital.com), apply for credit, or interact with our services, including our SMS text messaging program.

We are the sole owner of information collected on this site. We only collect information voluntarily provided by you through email, online forms, or direct contact. We do not sell or rent your personal information to anyone.

1. Information We Collect

We collect personally identifiable information such as:

  • Name, address, email, phone number, employment history, and financial/credit details (when you submit a credit application).
  • Mobile phone numbers for SMS communications (via opt-in checkboxes during application).

Sensitive information (e.g., credit card details) is collected only as needed and transmitted securely.

2. How We Use Your Information

We use collected information to:

  • Process credit applications and provide lending services.
  • Respond to inquiries and communicate about your account/loan.
  • Send non-promotional, transactional SMS messages (e.g., reminders, scheduling, follow-ups, payment updates) if you have opted in.
  • Improve our website and services.

We may contact you via email or other means about policy changes or important account updates (unless you opt out).

3. SMS/Text Messaging Program

If you provide your mobile phone number and check the consent box(es) on our credit application form, you agree to receive non-promotional, transactional SMS messages from Lonago Capital for account servicing (e.g., payment reminders, appointment scheduling, insurance/title updates, follow-ups).

  • Consent is voluntary and not a condition of applying for or receiving credit.
  • We collect phone numbers solely for these communications and do not share them with third parties or affiliates for marketing purposes.
  • Message frequency varies (typically up to 5 per week, fewer in practice).
  • Message and data rates may apply per your carrier plan.
  • Opt out anytime by replying STOP to any message or contacting us (see Section 7).
  • For full SMS program details, see our SMS Terms & Conditions.

4. Sharing Your Information

We do not sell or rent your information. We share it only:

  • As necessary to fulfill your requests (e.g., with credit bureaus for application processing).
  • With service providers who assist us (under confidentiality agreements).
  • As required by law or to protect our rights.

Mobile numbers collected for SMS are not shared with third parties or affiliates for marketing.

5. Your Access and Control

You can:

  • Opt out of future contacts (email, SMS, etc.) by replying STOP (for SMS) or contacting us.
  • Request to view, correct, or delete your data.
  • Express concerns about data use.

Contact us at [email protected] or 678-365-4969.

6. Security

We protect your information online and offline:

  • Sensitive data (e.g., credit card info) uses encryption (HTTPS/secure lock icon).
  • Limited employee access on a need-to-know basis.
  • Secure storage for offline records.

Report suspected violations to us immediately.

7. Cookies and Tracking

We use cookies to enhance site experience (e.g., track interests, identify repeat visitors). Third-party partners may use cookies—we have no control over them. See our site for more on cookies.

8. External Links

Our site links to third-party sites—we are not responsible for their privacy practices. Review their policies.

9. Changes to This Policy

We may update this policy. Changes will be posted here with an updated effective date. Continued use constitutes acceptance.

10. Contact Us

Questions? Reach us at:

By using our site or services, you agree to this Privacy Policy.

Last updated: January 2026